Bad Credit Car Loans Houston Ford Dealer
The Chastang Ford Finance Center specializes in helping those with bad credit obtain a car loan. We understand and are empathetic to those who have had credit challenges in the past.
Everyone deserves to drive an affordable and reliable vehicle regardless of a poor credit history. We partner with multiple lenders that provide an easy car loan approval process to help our car shoppers with low credit scores drive home a new or used vehicle.
If you’re looking for a car loan and have a bad credit history, let our finance experts take a look at your situation.
Car Loans For Bad Credit
Our finance department offers car loans for bad credit and bankruptcy approval programs to finance your next vehicle. Our experts know how to deal with past bankruptcies, divorces, foreclosures, repossessions, missed payments, and more. Bad things can happen to good people, which is why our subprime auto loan experts will advocate on your behalf to secure the best rate for your next car, truck van or SUV.
Our subprime auto loan program can service people with an under-500 credit score, making it possible to get a car loan with bad credit right here in Houston, TX.
To get approved for a bad credit car loan near Houston, we encourage you to apply for auto financing online, or contact our Finance Manager, Ryan Fehl, by emailing rfehl@chastangautogroup.com or calling (713) 678-5000.
Chastang Ford is a Houston, TX Ford dealership that specializes in bad credit auto loans, standard retail financing, Ford Flex Buy and leasing programs to purchase your next vehicle through our Finance Center.
How To Get a Car Loan With Bad Credit?
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Bad Credit Auto Financing in Houston, TX
Credit challenges should not stop you from exploring your options for a dependable vehicle. Chastang Ford helps drivers throughout Houston apply for bad credit auto financing on new Ford trucks, SUVs and commercial vehicles, as well as quality used vehicles from a variety of manufacturers. Our finance team works with multiple lenders to identify available loan programs based on factors such as your income, employment history, down payment, trade-in value and vehicle selection.
Whether your credit has been affected by late payments, bankruptcy, repossession, medical expenses or other financial difficulties, our team will treat your situation with professionalism and respect. Complete the financing application above to begin exploring your auto loan options. Approval, interest rates, down payment requirements and loan terms vary by applicant and participating lender.
Why Choose Chastang Ford for Bad Credit Financing?
Choosing where to finance your vehicle is about more than completing a credit application. You also deserve confidence in the dealership, the vehicle you purchase and the people helping you understand your options. Chastang Ford is Houston’s highest-rated Ford dealership, with outstanding customer reviews and a commitment to transparent pricing, professional service and long-term customer relationships.
That commitment earned Chastang Ford the 2025 Ford President’s Award and Ford True Blue Award for customer satisfaction and dealership excellence. Joe Chastang was also honored with the 2024 Ford Salute to Dealers award for his contributions to the community. When you choose Chastang Ford for bad credit financing, you are working with a trusted Houston dealership that cares about its customers and gives back to the community it serves.
Bad Credit Car Loan FAQs
Can I get a car loan with bad credit in Houston?
Can I finance a new Ford with bad credit?
Ford bad credit financing may be available for qualified applicants who want a new Ford truck, SUV or commercial vehicle. Financing approval is not limited to used vehicles, although your available vehicle choices, down payment and loan terms will depend on the lender’s decision and your application.
What credit score is needed to finance a car?
There is no single minimum credit score required by every auto lender. Lenders may review your complete financial profile, including your credit history, income, existing debts, down payment and the price of the vehicle you want to finance.
Can I get an auto loan after bankruptcy or repossession?
A past bankruptcy or repossession does not necessarily prevent you from applying for another auto loan. The lender may consider how much time has passed, your current income and expenses, your recent payment history and whether your overall financial situation has improved.
Will a down payment or trade-in help me qualify for a car loan if I have bad credit?
What information do I need to apply for bad credit auto financing?
Be prepared to provide personal identification, your Social Security number or Individual Taxpayer Identification Number, current address, employment status, income and monthly housing payment. Depending on the lender and your circumstances, you may also be asked to provide documents verifying your income or residence.
Finance Question
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